Black Women Money

Ever Thought about Getting a Virtual Assistant? It might Make Your Life a lot Easier

2011-11-07T05:41:00.001-08:00

Hi there,

My name is Lynda Jamysen and I am with a company called JustGoVA.com. I have a couple of questions for you.

Do you experience "Too Many Hats, Too Little Time" Syndrome? Do feel "overwhelmed" most everyday?

This usually means that you really need help , but either don't know where to find good help and/or don't think it's within your budget.

Does this sound like you? JustGoVA.com has the solution for you. We are company that provides virtual assistants for the busy entrepreneur, who is trying to do it all, but really can't. This is quite common and you are amongst a good crowd.

What is a virtual assistant and how can they help you? A virtual assistant is like an executive assistant and/or personal assistant, who can do everything that that position provides you, except make your coffee in the morning. We can have your coffee delivered though!

The reason that a virtual assistant is so much more cost effective is that you pay her only the time that she actually works for you. You don't have to provide her with anything (like equipment, space, copier paper, office supplies) to do her job. All you simply pay is a flat fee for so many hours in a month, and that is it. No taxes, no benefits, no other expenses that come with hiring, or the hassle of hiring, etc. If you go to our website, JustGoVA.com and click on "Do The Math," you can see the significant savings when using a virtual assistant vs. hiring someone. You can also check out our package deal rates on the Rates page.

So you can either continue to feel the insanity and not be as effective, or you can get some help that is reliable, professional and cost effective. You can free yourself up and may be even have a life outside of your work. What a concept, right?

So, I would love to chat with you about this and answer any of your questions. Just write me back at this email and let me know your phone number and a time that is good to call and I will get in touch with you. If you just want to call me directly, that would be even better.

Thanks for your time and I look forward to hearing from you.

Lynda Jamysen
JustGoVA.com
lynda@justgova.com
509 486 8980

Lawrence Watkins Explains Ujamaa Deals–How We Can Help Others Buy Black

2011-11-06T12:49:00.001-08:00

To sign up for Ujamaa Deals for free, please follow this link.

The Ethics Problems of Wall Street: Dr. Boyce Watkins Breaks it down with Business Ethics and Entrepreneurship Expert Dr. Laquita Blockson

2011-10-16T15:07:00.001-07:00

Dr. Boyce Watkins and Dr. Laquita Blockson break down the ethical issues of Wall Street and the logic behind the movement to Occupy Wall Street.

How to Quit Your Job and Still Make a Living

2011-10-06T06:08:00.001-07:00

CLICK TO READ

Valencia Roner: What Washington is Missing in the Jobs Conversation

2011-09-06T19:34:00.001-07:00

click to read

Comparing Obama to Reagan and Carter on Black Unemployment: Is Obama Worse than the Others?

2011-08-24T18:04:00.001-07:00

by Dr. Boyce Watkins, Your Black World

(more…)

11 Common Credit Card Mistakes

2011-08-10T13:42:00.001-07:00

Kiplinger's Advises Consumers on Protecting their Credit Rating

CLICK TO READ

Despite the Weak Economy, Black Hair is a Booming Business

2011-08-10T10:33:00.001-07:00

By JasmineHughes

In a time where it seems most businesses are on the decline, hair salons are on the rise. The Census Bureau recently noted their jump in an otherwise glum report about mom-and-pop businesses, stating that the number of hairdressers and barbers and the shops that employ them grew by about 8 percent from 2008 to 2009.

Continue reading →

College Students Seeking Out Sugar Daddies to Help Them Pay Tuition

2011-08-05T12:32:00.001-07:00

By JasmineHughes

In light of the economic downturn, female college students are taking matters into their own hands. Now instead of working in McDonald’s, or shops for $8.00 an hour, many are finding it quicker and easier to seek older men and provide sex in exchange for tuition money.

High-Flying Citigroup Executive Allegedly Robs His Bank with a Computer

2011-06-30T06:54:00.001-07:00

Click to read

Jumping the Broom Does Very Well at the Box Office

2011-05-09T06:00:00.001-07:00

Perhaps TD Jakes knows how to make a good movie after all. But with Bob Johnson?

Click to read

Huffington Post: Black Unemployment and the Great Black Disconnect for Obama

2011-05-08T16:44:00.001-07:00

Dr. Boyce Watkins

Professor, Syracuse University

Posted: 05/ 8/11 03:51 PM ET

President Obama has a problem, a very serious one. The president's problem is what I would call "The Great Black Disconnect." This divide is the place where black America's love and appreciation for the Obamas disconnects from the intense economic suffering of the African American community. Like a festering and infected wound that remains untreated, President Obama's support within the black community is threatened by the fact that the people who love him most are suffering unlike anything our nation has seen over the last 50 years.

This week, the Bureau of Labor Statistics released its unemployment numbers for the month of April. The figures were consistent with the jobless recovery that has taken good care of Wall Street, but created homelessness on Main Street. The national unemployment rate grew from 8.8 percent to 9 percent, which will surely perpetuate President Obama's somber ratings on economic performance.

click to read.

Technorati Tags: black unemployment,black scholars

Jumping the Broom is Fourth So Far at the Box Office

2011-05-07T20:22:00.001-07:00

Jumping the Broom is fourth so far….click to read.

Dr. Boyce: Oprah Fires her CEO, So What’s Next?

2011-05-07T16:44:00.001-07:00

Oprah Winfrey has fired the CEO of her network. Is this a sign of desperation?

click to read.

Technorati Tags: oprah winfrey,own,black news,african american news

Survey: Black Women More Likely to be Single Than Any Other Group

2011-05-07T06:32:00.001-07:00

A new census bureau survey said that black women are the least likely of all ethnic groups to jump the broom. Why is that?

Click to read

Technorati Tags: black news,black women,african american women

Friday Flash Feature: Denise Bolds Teaches Single Black Moms How to Raise Their Sons

2011-05-06T13:54:00.001-07:00

Leslie DeTouche, Your Black World

Many single black moms are not sure how to raise their boys. Well, Denise Bolds has some solutions that work.

Click to read more.

“Jumping the Broom”: Just a Classier Version of Madea

2011-05-06T04:26:00.001-07:00

"Jumping the Broom" is like a Tyler Perry movie with polish.

The ensemble comedy is about a wedding involving a bride from a family of wealthy African-American professionals and a groom from a family of working-class Brooklynites. It is well-cast, well-played and passably written.

click to read

Bey-Jay Gets booed on the Red Carpet?

2011-05-04T06:12:00.001-07:00

It turns out that anyone can get booed, as Beyonce and Jay-Z found out at the Metropolitan Museum of Art this week.

Apparently, Beyonce’s dress was so tight that she didn’t have time to stop to let the camera-clickers get her pic. This led to a chorus of boos as she struggled to get up the steps.

This was tweeted by the editor of New York Magazine’s fashion blog:

"OMG Beyonce and Jay-Z are being BOOED at the #MetGala for not posing for pictures! Yes, boo!" The site's correspondent quickly explained, "Beyonce's Pucci dress was so tight she could barely walk up the stairs as she failed to stop for the photographers."

Teen Joblessness, Violence Expected to Hit Record Highs This Summer Due to Cuts in Federal Funding

2011-05-03T12:51:00.001-07:00

CHICAGO, Reuters — A record-low one in four U.S. teenagers will land a summer job in the coming months as a result of a still-poor job market and lost federal funding, according to a report issued on Monday.

As a consequence, urban studies experts said cities like Chicago — where summer unemployment among African-Americans aged 16 to 19 years approaches 90 percent — could experience a rise in street violence.

“Both national and local leadership continue to ignore the plight of youth who are most at risk for potential violence as a result of being left on the streets in the summer months when crime is at its most explosive,” Chicago Urban League President Andrea Zopp said in a statement.

The summer employment rate among U.S. teenagers this year was projected at between 25 percent and 27 percent, based on an analysis of four decades of employment trends by Andrew Sum of the Center for Labor Market Studies at Northeastern University in Boston. That would be a post-World War Two low, while as recently as 2006 the teen summer employment rate was 37 percent.

U.S. economic growth has been sluggish since the recession ended in June 2009, with job growth lagging the recovery and unemployment still at a lofty 8.8 percent.

The long-term impact of higher summer joblessness among young people is a less-experienced work force and increased government spending due to lower lifetime earnings, reduced tax revenues and higher prison costs, experts said.

In Chicago alone, nearly 700 children were hit by gunfire last year, with 66 deaths, though the city’s overall murder rate declined, said Jack Wuest, executive director of the Alternative Schools Network which commissioned the report.

“We cannot continue to ignore the correlation between youth violence and teen employment,” Wuest said. “We know if our teens are in school or at a job they are not on the streets.”

Federal stimulus dollars directed to cities and applied to summer jobs programs have run out and the funding was not renewed by Congress, meaning 18,000 more Illinois teenagers will be jobless this summer, according to the report.

Woman Gets Out of Jury Duty In Order to See Oprah

2011-05-02T08:53:00.001-07:00

Your Black World Reports

A woman in Chicago asked a judge to release her from jury duty so she could catch one of the final episodes of the Oprah Winfrey Show. She had tickets that she didn’t want to waste, and figured that the judge would give her a break. The case actually involved former Illinois Governor Rod Blagojevich.

Believe it or not, the judge let the woman out, justifying the decision by the fact that it is Oprah’s last season. Maybe we should try that excuse ourselves.

Beyonce Joins Michelle Obama’s Anti-Obesity Campaign

2011-05-02T06:15:00.001-07:00

Your Black World Reports

Beyonce recently decided to join with the first lady to promote her anti-obesity campaign. Beyonce created a video called “Move Your Body” to send the message to a broader audience.

Beyonce joins with other celebrities, including Ellen DeGeneres, Scarlett Johansson and chef Jamie Oliver

"Beyonce clearly recognizes that schools play a pivotal role in obesity prevention, including healthy school meals, and opportunities for an hour or more a day of moderate to vigorous physical activity," said Dr. George R. Flores, senior program manager of the California Endowment.

Technorati Tags: beyonce knowles,michelle obama,black celebrities

Do Black Women Have a Preference for Thugs? (Video)

2011-04-29T08:33:00.001-07:00

In this episode of Your Black Love, Deborrah Cooper and I ask whether or not black women have a preference for dating men that are not good for them.

Do you know a woman who dates one bad guy after another and then seems to spend all of her time whining about the fact that she can never find a good man? Yea, I have too. Well, it seems to me that, at some point, we must all have some degree of accountability for our relationship choices.

Deborrah and I debate the issue in the video below – enjoy!

If you’d like to get Dr. Boyce commentary delivered to your email, please click here.

[blip.tv http://blip.tv/play/AYK3o2sC]

Oil Companies are Making Less Gas but Much Higher Profits

2011-04-28T20:50:00.001-07:00

Gasoline prices are skyrocketing — and so are oil company profits.
Exxon Mobil Corp. earned nearly $11 billion in the first three months of the year, a rollicking 69% increase over its performance for the same period last year. That's on sales of $114 billion.
It's the same story for the other big oil companies. Royal Dutch Shell turned a profit of $6.3 billion in the first quarter, and BP — despite lingering costs from the Gulf Coast oil spill— made $7.1 billion.

click to read

Should You Need a License to Braid Hair? A Woman Files a Lawsuit Over the Issue

2011-04-28T06:28:00.001-07:00

by Dr. Boyce Watkins, Your Black World – Scholarship in Action

Jestina Clayton is a woman in Utah who is originally from Sierra Leone in West Africa. She does African braiding part-time in order to make extra money. She is now being confronted with the loss of significant income, since a law in the state of Utah claims that you must have a full cosmetology license in order to braid hair.

Clayton filed suit this week in the court of law. She is being backed by the Institute for Justice, a Virginia-based organization that helps people like Clayton challenge unjust laws.

“African hair braiding is safe, and you shouldn’t need the government’s permission to practice this trade,” said Paul Avelar, her attorney. “Both the federal and Utah constitutions protect every individual’s right to earn an honest living in their chosen occupation free from pointless government interference. When the government imposes unreasonable regulations, as it has done here, courts must protect the individuals’ rights. No one should have to hire a lawyer or lobbyist just to braid hair.”

Clayton said that she’d originally called the Cosmetology Board to determine if a license was necessary for her to braid hair.

“They told me I did not need a cosmetology license as long as I was not using chemicals,” she said.

After someone reported her business, she is now faced with the daunting cost of trying to get the license, which can be as high as $18,000 and require 2,000 hours of coursework.

“Licensing laws are a convenient cover for protecting a regulated industry from competition,” explained Tim Keller, executive director of IJ-Arizona. “By forcing hair braiders to get an expensive license, cosmetology schools are
guaranteed tuition-paying students and licensed cosmetologists are protected from competition, forcing consumers to pay more.”

This case is an important one for Ms. Clayton to fight, because hair care is an important industry for slews of black women all across America. Additionally, black women should be insulted by the fact that the hair care industry that they put billions of dollars into is controlled by people who are not black. Ms. Clayton is right to fight fire with fire by taking this case to court, and other black hair care providers would be wise to take note to learn how to gain a greater stake in the industry that drains money out of the pockets of black women everywhere.

My God daughter went to “hair school” after she graduated from high school. Although I’d voted for her to attend college, I eventually embraced the idea and started doing my research. Once I found out about the massive amounts of money being spent by black women in this industry, I encouraged my God daughter to accompany her hair stylist training with a few lessons on entrepreneurship. This would hopefully position her to be able to independently provide for her family in an industry that is not going to disappear any time soon. Many black women would rather starve than to let their hair go south, so the money will likely be flowing in perpetuity.

The point in all this is to say that we’ve got to be more creative in how we live our lives. Black people have long been free, but we still haven’t learned how to be independent. As long as we’re depending on others outside our community to provide us with the things we need (especially jobs), we will always remain vulnerable.

Dr. Boyce Watkins is the founder of the Your Black World Coalition. To have Dr. Boyce commentary delivered to your email, please click here.

Black Unemployment Reaches Depression Levels in Many Major Cities

2011-04-27T21:26:00.001-07:00

by Janell Ross, Huffington Post

CHARLOTTE, N.C. -- In the decade leading up to the Great Recession, Wanda Nolan grew accustomed to steady progress.

From an entry-level job as a fill-in bank teller, she forged a career as a commercial banking assistant, earning enough to become a homeowner. She finished college and then got an MBA. Even after the recession unfolded in late 2007, her degrees and her familiarity with the business world lent her a sense of immunity to the forces ravaging much of the American economy. Nolan was an exemplar of the African American middle class and the increasingly professional ranks of the so-called New South.

But in September 2008, everything changed.

A bank human resources officer called her into a private conference room. “All I heard was, ‘Your position has been eliminated,’” says Nolan, 37, who, despite being one of the more than 13 million officially unemployed Americans, still spends most days in her self-styled banker’s uniform of pearls and pants and practical flats. “My mind started racing.”

More than two years later, Nolan is still looking for a job and feeling increasingly anxious about a future that once felt assured. Her life has devolved from a model of middle class African American upward mobility into an example of a disturbing trend: She is among the 15.5 percent of African Americans out of work and still looking for a job.

For economists, that number may sound awful, but it’s not surprising. The nation’s overall unemployment rate sits at 8.8 percent and the rate among white Americans is at 7.9 percent. For a variety of reasons -- ranging from levels of education and continuing discrimination to the relatively young age of black workers -- black unemployment tends to run twice the rate for whites. Yet since the Great Recession, joblessness has remained so critically elevated among African Americans that it is challenging longstanding ideas about what it takes to find work in the modern-day economy.

Millions of people like Nolan, who have precisely followed the oft-dictated recipe for economic success -- work hard, get an education, seek advancement -- are slipping backward. Even as they apply for jobs and accept the prospect of a future with less job security and lower pay, they remain stalled in unemployment.

Trading down has become a painful truth for much of working America, but this truth becomes particularly stark when seen through the prism of race. Only 12 percent of all Americans are black, but working-age black Americans comprise nearly 21 percent of the nation’s unemployed, according to federal data. The growing contrast between prospects for white and black job-seekers challenges a cherished American notion: the availability of opportunity and upward mobility for all.

Click to read

McJobs Are Not the Cure for An Ailing Economy

2011-04-27T20:52:00.001-07:00

Editor's note: Annette Bernhardt is policy co-director of the National Employment Law Project, a national advocacy group for the rights of lower-wage earners. She was lead researcher on NELP's recent report, "A Year of Unbalanced Growth: Industries, Wages, and the First 12 Months of Job Growth After the Great Recession."

(CNN) -- We are starved for signs that the economy is picking up. So when McDonald's threw its doors open to hire 50,000 workers nationwide, media networks scrambled to film applicants lining up across the country for that increasingly elusive piece of the American dream -- a job.

The hirings were billed as a boost to the economy, and for a fraction of the country's 13.5 million unemployed, landing one of these jobs will be a huge and welcome relief.

But let's step back from the McDonald's public relations bonanza for a minute and recognize that nothing is great about low-wage jobs, even when they flood the economy by the thousands. Low-wage jobs subject families to unrelenting economic stress. They trap workers in dead-end careers, denying them the money and time to invest in education and new skills. And they rob local communities of middle-class incomes and stable households.

Click to read

Technorati Tags: black news,african american news

Dr. Boyce Spotlight: Lynn Whitfield’s Among the Most Talented in Hollywood

2011-04-25T10:56:00.001-07:00

Growing up in Baton Rouge, Louisiana, Lynn Whitfield first watched the likes of Audrey Hepburn in "Breakfast at Tiffany's"and Bette Davis in "All About Eve" from her grandmother's lap. She loved classic movies and with child-like confidence, she could see no reason she could not become an actress and some day play those same types of roles. Over the course of nearly three decades, the talent of the little girl who dreamed of being on the silver screen has taken her to the heights of the acting profession and earned the respect of the public and her peers.

After gaining attention on the stage as one of the young women of color in Ntozake Shange's poetic panorama of the black female experience, "For Colored Girls Who Have Considered Suicide/When the Rainbow Is Enuf", Whitfield began appearing in supporting roles in such films as "Doctor Detroit" (1982) and "Silverado" (1985) but did not achieve real success until starring in television films ("The George McKenna Story", "Johnnie Mae Gibson: FBI", both CBS 1986) and miniseries (the acclaimed "The Women of Brewster Place" ABC 1989).

Click to read

Technorati Tags: lynn whitfield,black women,black hollywood,african american women,black actresses

TheRoot.com: Education Should Be A Right, Not a Crime

2011-04-24T20:34:00.001-07:00

by Helena Andrews, TheRoot.com

Start typing "mother arrested" into Google, and the Internet wastes no time filling in the rest: "for lying about her address." Not "for selling her daughters on Craigslist," "for feeding her sons drywall" or "for locking her kids in the basement like Boo Radley," but for trying to educate them beyond the borders of their block. In the United States of America, educating your children by any means necessary is a punishable offense.

Henry David Thoreau, the American father of civil disobedience philosophy, said, "Under a government which imprisons any unjustly, the true place for a just man is also a prison." How many of the schools in "low income" (fewer tax dollars) communities look like prisons? So when the government is imprisoning poor children unjustly, it might make sense that mothers seeking justice end up in jail. If you live in crazy town.

Since January, two African-American women have been publicly shamed for sending their children to a school district that was better than the one in which they lived. Both Ohio mom Kelley Williams-Bolar and Connecticut's Tonya McDowell have been charged with larceny for fudging official school documents. "I did this for them, so there it is," said Williams-Bolar, who used her father's address to get her two daughters into a better public school. Together, Williams-Bolar and McDowell owe more than $45,000 in back tuition, according to court documents.

Black Women Money

Ever Thought about Getting a Virtual Assistant? It might Make Your Life a lot Easier

Lawrence Watkins Explains Ujamaa Deals–How We Can Help Others Buy Black

The Ethics Problems of Wall Street: Dr. Boyce Watkins Breaks it down with Business Ethics and Entrepreneurship Expert Dr. Laquita Blockson

How to Quit Your Job and Still Make a Living

Valencia Roner: What Washington is Missing in the Jobs Conversation

Comparing Obama to Reagan and Carter on Black Unemployment: Is Obama Worse than the Others?

11 Common Credit Card Mistakes

Despite the Weak Economy, Black Hair is a Booming Business

College Students Seeking Out Sugar Daddies to Help Them Pay Tuition

High-Flying Citigroup Executive Allegedly Robs His Bank with a Computer

Jumping the Broom Does Very Well at the Box Office

Huffington Post: Black Unemployment and the Great Black Disconnect for Obama

Jumping the Broom is Fourth So Far at the Box Office

Dr. Boyce: Oprah Fires her CEO, So What’s Next?

Survey: Black Women More Likely to be Single Than Any Other Group

Friday Flash Feature: Denise Bolds Teaches Single Black Moms How to Raise Their Sons

“Jumping the Broom”: Just a Classier Version of Madea

Bey-Jay Gets booed on the Red Carpet?

Teen Joblessness, Violence Expected to Hit Record Highs This Summer Due to Cuts in Federal Funding

Woman Gets Out of Jury Duty In Order to See Oprah

Beyonce Joins Michelle Obama’s Anti-Obesity Campaign

Do Black Women Have a Preference for Thugs? (Video)

Oil Companies are Making Less Gas but Much Higher Profits

Should You Need a License to Braid Hair? A Woman Files a Lawsuit Over the Issue

Dr. Boyce Watkins is the founder of the Your Black World Coalition. To have Dr. Boyce commentary delivered to your email, please click here.

Black Unemployment Reaches Depression Levels in Many Major Cities

McJobs Are Not the Cure for An Ailing Economy

Dr. Boyce Spotlight: Lynn Whitfield’s Among the Most Talented in Hollywood

TheRoot.com: Education Should Be A Right, Not a Crime

Black Family Wealth Has Virtually Disappeared

Dr. Boyce Watkins is the founder of the Your Black World Coalition. To have Dr. Boyce commentary delivered to your email, please click here.

Would You Pay $50,000 to Meet Oprah Winfrey?

Study: Weaves, Braids Cause Baldness in Black Women

Dr. Boyce Spotlight: Black Female Entrepreneur Teaches Math to Make Her Money

Tyra Banks Heads to Harvard Business School

Dr. Boyce Watkins Spotlight: A Couple Makes Both Money and Love

Dr. Boyce Spotlight: Dressing for Success in a Tough Economy

Dr. Boyce Spotlight: Prof. Laquita Blockson Analyzes Black Female Entrepreneurs

Why Carol Moseley Braun Could Not Become the Mayor of Chicago

Dr. Boyce: Oprah and Iyanla Finally Settle the Beef

Dr. Boyce Watkins Spotlight: From Harlem to Harvard – Giselle Marcus Sets the Standard

Condoleeza Rice Asked on CNN: “Why Are You Not Married?”

How Mass Incarceration Affects the Marriage Market for Black Women

Dr. Boyce Watkins Spotlight: Meet Ms. Keri Hilson

Oldest Black Church in Georgia Now Facing Foreclosure

Gap Between the Rich and Middle Class Keeps Growing

Julianne Malveaux: Surviving and Thriving During the Holidays

From AOL - Should You Be able to Sue Someone for Dumping You At the Alter?

Black News: Woman Sues Tobacco Company and Wins $152M Verdict

Dr. Boyce Watkins on TheLoop21.com - 12/2/10

How are Black Women Making It in the Workplace?

Black Celebrity Gossip Blogger Necole Bitchie Shares Her Celeb Money Insights

CNN’s Soledad O’Brien Has an Issue with Jesse Jackson

Cutting Taxes for the Rich? Yes, that’s Bad for the Economy

Black Men See Biggest Dip in Unemployment

Boyce Watkins on CNBC: Why are Republicans Fighting So Hard for the Wealthy Already?

The Importance of Owning Your Own Business – Dr. Boyce Video

The Latest from The Invested Life – 10/29/10

Is Racism an Occupational Hazard for African Americans?

Study Says Black Single Moms Getting Hurt Most by the Recession

CNN’s Almight Debt

Why Some Black Men Date White Women

Lack of Funding is a Huge Hurdle for Black Entrepreneurs

Why are Corporations Not Hiring the way we need them to?

Dr. Boyce Watkins joins MSN’s “The Invested Life”

Black Scholars Watkins and Metzler on CNBC – 9/15/10

Black Relationships 101: What’s Up With Black Couples?

African American Unemployment Rises 700% More Than White

Kodak Pays $21 M for discrimination

When You Die, Who’s Responsible For Your Debts?

Dr. Boyce Watkins: How to Teach Your Kids About Money

Bad Financial Decisions of Fantasia

Diddy's Son Gets a $350,000 Car - Is that too much?

Did Gary Coleman's Wife Kill Him?

Do Tiny and Toya Promote Prison Love?

LeBron James' Mother and Her Son's Teammate: Overkill?

Boyce Watkins on ABC News - Love and Money Questions to ask Your Partner

Dr. Boyce on ABC News: Asking the right questions of your partner

Dr. Boyce Watkins Talks About Financial Effects of Divorce on ABC